Get an instant pre-approval estimate based on your business profile and financial criteria
Pre-Approval Guidelines
Review these criteria to understand what we look for in successful applications
Financial Requirements
Minimum monthly gross revenue of $4,167
Credit score of 550 or higher
Positive cash flow for last 3 months
No recent bankruptcies or liens
Business Requirements
In business for at least 3 months
Valid business license and registration
Business bank account in good standing
Located in the United States or Canada
Funding Amounts & Terms
Amount Range:
$5,000 - $50,000,000
Factor Rates:
1.08 - 1.35+
Terms:
3 - 36 months
Common Decline Reasons
Understanding why applications may not be approved
Credit & Financial Issues
Credit score below 550
Recent bankruptcy (within 2 years)
Excessive debt-to-income ratio
Negative cash flow trends
Business Issues
Less than 3 months in business
High-risk industry (gambling, adult, etc.)
Insufficient revenue documentation
Outstanding tax liens or judgments
Note: Even if you don't meet all criteria initially, we may be able to work with you to improve your application or suggest alternative funding solutions.
